Insurance. It’s the thing we count on to protect us from unexpected risk.

It’s the safety net that helps us sleep at night knowing that if any unforeseen calamity befalls us, we have protection.
Insurance represents security, safety, and peace of mind for millions of Americans.

Unfortunately, it doesn’t always work the way it should.

Many things can leave you, the insurance consumer, feeling short changed – from simple misunderstandings of coverage all the way to unscrupulous insurance company employees intentionally delaying, denying, or underpaying your claim.

Unfortunately, there is an imbalance of power between insurance companies and consumers so that when you try to address the problem, you find you’re outgunned,
out-lawyered, and outmatched.

What chance do you, as the individual consumer, have to stand up against the powerful insurance industry with their armies of lawyers, lobbyists, and multi million dollar campaign contributions?  The insurance industry’s voice reaches to the very highest echelons of power in our government.

The American Policyholder Association is here to bring insurance consumers together & address that imbalance of power.


Insurance companies have armies of lawyers, experts, and lobbyists doing their bidding

Isn’t it time the policyholder had someone on their side?

Your insurance company is supposed to be there for you in your moment of dire need. If for any reason they are not, the American Policyholder Association will be. We all need to stand together in this and we need YOU to join us.


Become an associate member of the APA by filling out your details here.
Please note associate membership is just for Policyholders, Non-profits, Consumer Groups, Regulatory and Law-enforcement agencies.
If you are an Attorney, Public Insurance Adjustor or Restoration Contractor – please sign up for a Professional Membership or apply to be a Board Advisor.

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