OUR MISSION

The American Policyholder Association is a non profit 501c4 watchdog organization that promotes integrity, honesty and best practices in the property loss adjustment sector of the insurance industry.

The APA is comprised of property owner policyholders, non profit organizations, and advocates who’s mission it is to provide aid to property owners seeking benefits at the time of loss.

OUR 4 PART STRATEGY

OUR OBJECTIVES

WE ACCOMPLISH OUR MISSION BY

RECOGNIZING FRAUD

The APA recognizes that at the time of loss, property owners rely upon the insurance companies and their agents to measure the loss to a property and determine what the insurance company is obligated to pay in benefits.  The property owner and insurer have adverse interests in the determination of an insurance company’s liability. The APA studies the conflict of interest present in the adjustment process and monitors the systematic methods used by the insurance industry to determine policy benefits.  The APA recognizes that insurance fraud occurs far too often by those obligated to pay for the loss.  

PROMOTING BEST PRACTICES

The APA promotes best practices with licensing agencies and governing bodies. It monitors, identifies and reports on insurance fraud against property owners. The American Policyholder Association is a non-partisan organization and our mission transcends party lines. Among our chief concerns are if a candidate will stand up to the insurance companies to put the needs of the consumer first and will the candidate work with the APA in our mission to prosecute fraud committed against policyholders.
BECOME A MEMBER

BECOME AN ASSOCIATE MEMBER

Become an associate member of the APA by filling out your details here.
Please note associate membership is just for Policyholders, Non-profits, Consumer Groups, Regulatory and Law-enforcement agencies.
If you are an Attorney, Public Insurance Adjustor or Restoration Contractor – please sign up for a Professional Membership or apply to be a Board Advisor.

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